Insurance Services
There is a common question that arises after a client confirms relocation.
What will happen if anything unexpected occurs during transit?This is a logical concern because any relocation company, carrier, and logistic network is unable to have full control over all possible scenarios on the road. Heavy rainfalls, accidents, fires, natural catastrophes, or robbery cases are rare but they still could happen during transport.
And this is exactly why there are such services as Insurance Services.
Instead of concerns regarding the possible financial impact of a possible situation, insurance will help cover the declared value of your belongings during transit. At Shiftkart Packers and Movers, we advise our clients about the possibility of purchasing insurance for their belongings prior to the relocation start.
Relocating Without Insurance is Risky Business
People usually insure their car, house, and health because they realize the importance of this. Unfortunately, a lot of people neglect insurance when relocating items worth several lakhs.
Think of all the items packed in the moving truck.
Your furniture. Appliances. Gadgets. Equipment. Collections. Heirlooms.
Replacing these items after an accident could become much more expensive than purchasing insurance prior to the move.
Professional Insurance Services are not about anticipation of problems. They are about responsible planning.
Insurance services are not intended to provide cover from scratches and regular wear and tear. But it will definitely take care of unforeseen significant events during the shipment.
Depending on the type of insurance selected, protection includes accidental damages, fire, theft, collisions, overturning, floods, cyclones, landslides, and other insured transit risks.
Each policy has its terms and conditions, exemptions, and claim procedures. That's why we recommend learning about the cover in advance before booking the service.
Customers interested in the best Insurance Services prefer to know everything in detail instead of listening to complicated insurance terminology.
Choosing Insurance Should Not Mean Spending More Money
One of the most common misconceptions is the assumption that the more expensive the insurance, the better it is. This is not always true.
The most appropriate insurance should depend on:
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Declared shipment total value
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Type of shipped items
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Domestic or international relocation
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Transportation method
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Distances to be travelled
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Risks related to the shipment
For instance, shipping expensive office servers across different states would be better protected than relocating furniture within one city.
Choosing insurance according to the real risks and not to assumptions is always the right way to go.
An Example of a Situation that People Usually Do Not Think of
What if your shipment gets delayed because a transport vehicle meets an unexpected accident? While everyone hopes such things will not happen, logistic professionals know that there are always some risks during transportation.
In case there is no insurance, it will become your responsibility to deal with the financial issue.
But with a properly selected insurance, eligible claims will be handled according to the insurance terms thus reducing the financial burden during an already stressful process.
That peace of mind is usually the main reason for the choice of insurance by our clients.
Mini Case Study
During relocation of premium interior design items including imported dining furniture and handcrafted wooden décor, a client decided to decline insurance in order to save money on the move.
After the discussion of the value of the items, he changed his mind and bought insurance.
Fortunately, nothing bad happened during the shipment and there was no need to submit a claim. But later, he told us that thanks to the purchased insurance, the family was able to enjoy the relocation instead of constantly being worried about the truck's safe journey.
Sometimes the most important value of insurance is the security it provides.
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FAQs
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? Is it mandatory to have transit insurance?
No. This is an optional service but it is highly recommended when dealing with valuable household goods, office assets, machinery, vehicles, antiques, and long-distance relocations.
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? Is it possible to get insurance only for expensive items?
Yes. Many customers decide to insure only selected high-value belongings instead of a complete shipment.
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? How long does insurance remain active?
Transit insurance validity is equal to the transport period approved in the policy documentation.